No matter how organized you are at work and at home, there probably are still ways for you to ramp up your system and streamline your methodology. One of the most effective ways to do so is to embrace a paperless system.

Going paperless not only eliminates piles of paper on your desk, in your purse, and kitchen countertops; it also saves time and labor and overall is far more efficient. Plus, using less paper is good for the environment!

I’ve found the following suggestions and apps will have you on your way to a paperless, streamlined, simplified system—and life.

1. Bank, pay bills, and organize online.

Switching to paperless statements is one of the easiest things you can do to help keep your finances in order (with the added benefit of reducing your impact on the environment!) With services like Paperless Statements from Citibank, you can get your statements immediately instead of waiting in the mail, access statements 24/7, and view and print current and past statements.

And, rather than relying on that old checkbook register to manage your accounts, consider downloading apps for your tablet or smartphone. For example, with the Citi^SM Mobile and Citi^® Tablet Apps you can check your account balance and recent transactions, pay your bills, and even deposit checks into your personal checking account, without using any paper.

2. Store and share with Dropbox.

I love Dropbox. It’s my go-to place for storing and sharing documents of all types, as well as images and PDFs. With a Dropbox account you can access your files from any computer or tablet—even your smartphone with the downloadable Dropbox app. It’s also a great way to share documents with others (and a smart work-around for those documents that are too large to e-mail); you can add people to a Dropbox “folder” simply by adding their e-mail address. Your cohorts will be able to open the folder and see whatever it is that you have shared with them.

3. Organize projects with Evernote.

Evernote is wonderful for organizing projects. It’s a virtual notebook in which you can put your thoughts, clippings from websites, photos for future reference—whatever it is that you need to hold onto. No more binders bursting with papers, no more files folders overflowing with things you’ll get to one day. Another remarkable Evernote feature that comes in handy all of the time is its ability to “read” words in images. So if you take a photo of a magazine article, you can search Evernote for it by any of the words included. New York Times best-selling author on business and leadership Michael Hyatt calls Evernote, “the software that turns your computer into a digital brain. It allows you to remember everything. Literally.” He’s got detailed advice about how to best maximize the use of Evernote in this post.

4. Ditch the paperbacks and hardcovers.

Instead of hitting the bookstore to pick up the latest bestseller, consider going digital for your light reads. You don’t need a Nook or Kindle to jump on the ebook bandwagon; there are apps like the eBook Reader for iPads and iPhones that allow you to download and read books on any of your devices.

Getting rid of those stacks of paperwork, and streamlining your life with a paperless system can save you time and increase your efficiency at work and at home. Plus, going paperless is surprisingly liberating. You will never want to return to the days of asking yourself, “Where did I put that bill?”